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insurance [2024/11/10 23:33] – created admininsurance [2024/11/10 23:43] (current) – admin
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 ====== Insurance Categories ====== ====== Insurance Categories ======
  
-===== Personal Insurance =====+==== Personal Insurance ====
  
--   Auto Insurance +* [[Auto Insurance]] 
-    -   Liability Coverage + 
-    -   Collision Coverage +  * Liability Coverage 
-    -   Comprehensive Coverage + 
-    -   Personal Injury Protection +  * Collision Coverage 
-    -   Uninsured/Underinsured Motorist + 
--   Homeowners/Renters Insurance +  * Comprehensive Coverage 
-    -   Dwelling Coverage + 
-    -   Personal Property +  * Personal Injury Protection 
-    -   Liability Protection + 
-    -   Additional Living Expenses +  * Uninsured/Underinsured Motorist 
-    -   Natural Disaster Coverage + 
--   Life Insurance +* [[Homeowners Insurance]] / [[Renters Insurance]] 
-    -   Term Life + 
-    -   Whole Life +  * Dwelling Coverage 
-    -   Universal Life + 
-    -   Variable Life +  * Personal Property 
--   Health Insurance + 
-    -   Medical Coverage +  * Liability Protection 
-    -   Prescription Drug Coverage + 
-    -   Dental Insurance +  * Additional Living Expenses 
-    -   Vision Insurance + 
-    -   Long-term Care Insurance +  * Natural Disaster Coverage 
--   Disability Insurance + 
-    -   Short-term Disability +==== Life Insurance ==== 
-    -   Long-term Disability + 
-    -   Workers' Compensation+  * Term Life 
 + 
 +  * Whole Life 
 + 
 +  * Universal Life 
 + 
 +  * Variable Life 
 + 
 +==== Health Insurance ==== 
 + 
 +  * Medical Coverage 
 + 
 +  * Prescription Drug Coverage 
 + 
 +  * [[Dental Insurance]] 
 + 
 +  * [[Vision Insurance]] 
 + 
 +  * [[Long-term Care Insurance]] 
 + 
 +==== Disability Insurance ==== 
 + 
 +  * Short-term Disability 
 + 
 +  * Long-term Disability 
 + 
 +  * Workers' Compensation
  
 ===== Commercial Insurance ===== ===== Commercial Insurance =====
  
--   General Liability Insurance +==== General Liability Insurance ==== 
-    -   Bodily Injury Coverage + 
-    -   Property Damage Coverage +  * Bodily Injury Coverage 
-    -   Personal Injury Coverage + 
-    -   Advertising Injury Coverage +  * Property Damage Coverage 
--   Property Insurance + 
-    -   Building Coverage +  * Personal Injury Coverage 
-    -   Business Personal Property + 
-    -   Business Interruption +  * Advertising Injury Coverage 
-    -   Equipment Breakdown + 
--   Professional Liability Insurance +==== Commercial Property Insurance ==== 
-    -   Errors and Omissions (E&O) + 
-    -   Directors and Officers (D&O) +  * Building Coverage 
-    -   Malpractice Insurance + 
--   Cyber Insurance +  * Business Personal Property 
-    -   Data Breach Coverage + 
-    -   Cyber Liability +  * Business Interruption 
-    -   Business Interruption + 
-    -   Ransomware Protection +  * Equipment Breakdown 
--   Workers' Compensation + 
-    -   Employee Injury Coverage +==== Professional Liability Insurance ==== 
-    -   Lost Wages + 
-    -   Medical Benefits +  * [[Errors and Omissions Insurance]] 
-    -   Death Benefits + 
--   Commercial Auto Insurance +  * [[Directors and Officers Insurance]] 
-    -   Fleet Coverage + 
-    -   Non-owned Auto Liability +  * [[Malpractice Insurance]] 
-    -   Hired Auto Coverage+ 
 +==== Cyber Insurance ==== 
 + 
 +  * Data Breach Coverage 
 + 
 +  * Cyber Liability 
 + 
 +  * Business Interruption 
 + 
 +  * Ransomware Protection 
 + 
 +==== Workers Compensation Insurance ==== 
 + 
 +  * Employee Injury Coverage 
 + 
 +  * Lost Wages 
 + 
 +  * Medical Benefits 
 + 
 +  * Death Benefits 
 + 
 +==== Commercial Auto Insurance ==== 
 + 
 +  * Fleet Coverage 
 + 
 +  * Non-owned Auto Liability 
 + 
 +  * Hired Auto Coverage
  
 ===== Specialty Insurance ===== ===== Specialty Insurance =====
  
--   Marine Insurance +==== Marine Insurance ==== 
-    -   Hull Insurance + 
-    -   Cargo Insurance +  * Hull Insurance 
-    -   Marine Liability + 
--   Aviation Insurance +  * Cargo Insurance 
-    -   Aircraft Hull + 
-    -   Passenger Liability +  * Marine Liability 
-    -   Airport Operations + 
--   Environmental Insurance +==== Aviation Insurance ==== 
-    -   Pollution Liability + 
-    -   Environmental Impairment +  * Aircraft Hull 
-    -   Remediation Coverage + 
--   Event Insurance +  * Passenger Liability 
-    -   Cancellation Coverage + 
-    -   Liability Protection +  * Airport Operations 
-    -   Property Coverage + 
--   Agricultural Insurance +==== Environmental Insurance ==== 
-    -   Crop Insurance + 
-    -   Livestock Coverage +  * Pollution Liability 
-    -   Farm Equipment + 
--   Entertainment Insurance +  * Environmental Impairment 
-    -   Film Production + 
-    -   Live Events +  * Remediation Coverage 
-    -   Sports Coverage+ 
 +==== Event Insurance ==== 
 + 
 +  * Cancellation Coverage 
 + 
 +  * Liability Protection 
 + 
 +  * Property Coverage 
 + 
 +==== Agricultural Insurance ==== 
 + 
 +  * Crop Insurance 
 + 
 +  * Livestock Coverage 
 + 
 +  * Farm Equipment 
 + 
 +==== Entertainment Insurance ==== 
 + 
 +  * Film Production 
 + 
 +  * Live Events 
 + 
 +  * Sports Coverage
  
 ===== Risk Management Products ===== ===== Risk Management Products =====
  
--   Reinsurance +==== Reinsurance ==== 
-    -   Treaty Reinsurance + 
-    -   Facultative Reinsurance +  * Treaty Reinsurance 
--   Captive Insurance + 
-    -   Single Parent Captive +  * Facultative Reinsurance 
-    -   Group Captive + 
-    -   Cell Captive +==== Captive Insurance ==== 
--   Parametric Insurance + 
-    -   Weather Index +  * Single Parent Captive 
-    -   Natural Catastrophe + 
-    -   Agricultural Yield +  * Group Captive 
--   Alternative Risk Transfer + 
-    -   Insurance-Linked Securities +  * Cell Captive 
-    -   Catastrophe Bonds + 
-    -   Weather Derivatives+==== Parametric Insurance ==== 
 + 
 +  * Weather Index 
 + 
 +  * Natural Catastrophe 
 + 
 +  * Agricultural Yield 
 + 
 +==== Alternative Risk Transfer ==== 
 + 
 +  * Insurance-Linked Securities 
 + 
 +  * Catastrophe Bonds 
 + 
 +  * Weather Derivatives 
 + 
 +==== Common Policy Features ==== 
 + 
 +* [[Insurance Coverage Limits]] 
 + 
 +* [[Insurance Deductibles]] 
 + 
 +* [[Insurance Exclusions]] 
 + 
 +* [[Insurance Endorsements]] 
 + 
 +* [[Insurance Premium Payment Terms]] 
 + 
 +* [[Insurance Claims Process]] 
 + 
 +* [[Insurance Renewal Terms]] 
 + 
 +==== Regulatory Considerations ==== 
 + 
 +* [[State Insurance Requirements]] 
 + 
 +* [[Federal Insurance Programs]]
  
-===== Common Policy Features =====+* [[International Insurance Standards]]
  
--   Coverage Limits +* [[Insurance Licensing Requirements]]
--   Deductibles +
--   Exclusions +
--   Endorsements +
--   Premium Payment Terms +
--   Claims Process +
--   Renewal Terms+
  
-===== Regulatory Considerations =====+* [[Insurance Reporting Obligations]]
  
--   State Insurance Requirements +* [[Insurance Consumer Protection Rules]]
--   Federal Insurance Programs +
--   International Insurance Standards +
--   Licensing Requirements +
--   Reporting Obligations +
--   Consumer Protection Rules+
insurance.1731281594.txt.gz · Last modified: 2024/11/10 23:33 by admin