====== Insurance Categories ======

==== Personal Insurance ====

* [[Auto Insurance]]

  * Liability Coverage

  * Collision Coverage

  * Comprehensive Coverage

  * Personal Injury Protection

  * Uninsured/Underinsured Motorist

* [[Homeowners Insurance]] / [[Renters Insurance]]

  * Dwelling Coverage

  * Personal Property

  * Liability Protection

  * Additional Living Expenses

  * Natural Disaster Coverage

==== Life Insurance ====

  * Term Life

  * Whole Life

  * Universal Life

  * Variable Life

==== Health Insurance ====

  * Medical Coverage

  * Prescription Drug Coverage

  * [[Dental Insurance]]

  * [[Vision Insurance]]

  * [[Long-term Care Insurance]]

==== Disability Insurance ====

  * Short-term Disability

  * Long-term Disability

  * Workers' Compensation

===== Commercial Insurance =====

==== General Liability Insurance ====

  * Bodily Injury Coverage

  * Property Damage Coverage

  * Personal Injury Coverage

  * Advertising Injury Coverage

==== Commercial Property Insurance ====

  * Building Coverage

  * Business Personal Property

  * Business Interruption

  * Equipment Breakdown

==== Professional Liability Insurance ====

  * [[Errors and Omissions Insurance]]

  * [[Directors and Officers Insurance]]

  * [[Malpractice Insurance]]

==== Cyber Insurance ====

  * Data Breach Coverage

  * Cyber Liability

  * Business Interruption

  * Ransomware Protection

==== Workers Compensation Insurance ====

  * Employee Injury Coverage

  * Lost Wages

  * Medical Benefits

  * Death Benefits

==== Commercial Auto Insurance ====

  * Fleet Coverage

  * Non-owned Auto Liability

  * Hired Auto Coverage

===== Specialty Insurance =====

==== Marine Insurance ====

  * Hull Insurance

  * Cargo Insurance

  * Marine Liability

==== Aviation Insurance ====

  * Aircraft Hull

  * Passenger Liability

  * Airport Operations

==== Environmental Insurance ====

  * Pollution Liability

  * Environmental Impairment

  * Remediation Coverage

==== Event Insurance ====

  * Cancellation Coverage

  * Liability Protection

  * Property Coverage

==== Agricultural Insurance ====

  * Crop Insurance

  * Livestock Coverage

  * Farm Equipment

==== Entertainment Insurance ====

  * Film Production

  * Live Events

  * Sports Coverage

===== Risk Management Products =====

==== Reinsurance ====

  * Treaty Reinsurance

  * Facultative Reinsurance

==== Captive Insurance ====

  * Single Parent Captive

  * Group Captive

  * Cell Captive

==== Parametric Insurance ====

  * Weather Index

  * Natural Catastrophe

  * Agricultural Yield

==== Alternative Risk Transfer ====

  * Insurance-Linked Securities

  * Catastrophe Bonds

  * Weather Derivatives

==== Common Policy Features ====

* [[Insurance Coverage Limits]]

* [[Insurance Deductibles]]

* [[Insurance Exclusions]]

* [[Insurance Endorsements]]

* [[Insurance Premium Payment Terms]]

* [[Insurance Claims Process]]

* [[Insurance Renewal Terms]]

==== Regulatory Considerations ====

* [[State Insurance Requirements]]

* [[Federal Insurance Programs]]

* [[International Insurance Standards]]

* [[Insurance Licensing Requirements]]

* [[Insurance Reporting Obligations]]

* [[Insurance Consumer Protection Rules]]