===== Traditional Business Loans =====

==== Commercial Bank Loans ====
- Term Loans
  - Fixed-rate structures
  - Variable-rate structures
  - Balloon payment options
  - Process focus: Underwriting requirements, covenant monitoring
- Commercial Lines of Credit
  - Secured vs. unsecured
  - Borrowing base calculations
  - Process focus: Periodic review, collateral monitoring
- Equipment Financing
  - Direct purchase loans
  - Sale-leaseback arrangements
  - Process focus: Asset valuation, depreciation handling

==== Small Business Administration (SBA) Loans ====
- SBA 7(a) Loans
  - Standard 7(a)
  - 7(a) Small Loan
  - SBA Express
  - Process focus: Application requirements, guarantee maintenance
- [[CDC/504 Loans]]
  - Real estate acquisition
  - Equipment financing
  - Process focus: CDC coordination, project validation
- Microloans
  - Working capital
  - Inventory purchase
  - Process focus: Technical assistance requirements

===== Alternative Lending Structures =====

==== Revenue-Based Financing =====
- Percentage of Revenue Models
  - Fixed percentage arrangements
  - Variable percentage structures
  - Process focus: Revenue verification, payment automation
- Merchant Cash Advances
  - Credit card revenue based
  - Platform revenue based
  - Process focus: Payment integration, risk monitoring

==== Asset-Based Lending ====
- Inventory Financing
  - Warehouse lending
  - Floor plan financing
  - Process focus: Inventory monitoring, valuation updates
- Accounts Receivable Financing
  - Factoring arrangements
  - Invoice financing
  - Process focus: Debtor verification, collection procedures
- Purchase Order Financing
  - Pre-shipment financing
  - Post-shipment financing
  - Process focus: Supply chain verification, milestone tracking

===== Emerging Financial Technologies =====

==== DeFi Lending ====
- Collateralized Debt Positions
  - Cryptocurrency-backed loans
  - Smart contract governance
  - Process focus: Collateral ratio monitoring, liquidation procedures
- Flash Loans
  - Atomic transactions
  - Arbitrage opportunities
  - Process focus: Smart contract security, risk parameters

==== Platform Lending ====
- P2P Business Loans
  - Direct lending platforms
  - Marketplace arrangements
  - Process focus: Platform integration, investor matching
- Embedded Finance Solutions
  - E-commerce platform lending
  - SaaS platform financing
  - Process focus: API integration, automated underwriting

===== Specialized Financing Structures =====

==== Project Finance ====
- Infrastructure Loans
  - Construction financing
  - Operation financing
  - Process focus: Project milestone monitoring, disbursement controls
- Energy Project Loans
  - Renewable energy projects
  - Traditional energy infrastructure
  - Process focus: Performance metrics, regulatory compliance

==== Real Estate Finance ====
- Commercial Mortgages
  - Owner-occupied properties
  - Investment properties
  - Process focus: Property valuation, tenant analysis
- Construction Loans
  - Ground-up construction
  - Renovation financing
  - Process focus: Draw schedules, inspection requirements

==== International Trade Finance ====
- Export Financing
  - Pre-export financing
  - Post-shipment financing
  - Process focus: Documentation requirements, currency handling
- Import Financing
  - Letter of credit financing
  - Documentary collections
  - Process focus: Trade document verification, compliance checks