Table of Contents

Insurance Categories

Personal Insurance

* Auto Insurance

  * Liability Coverage

  * Collision Coverage

  * Comprehensive Coverage

  * Personal Injury Protection

  * Uninsured/Underinsured Motorist

* Homeowners Insurance / Renters Insurance

  * Dwelling Coverage

  * Personal Property

  * Liability Protection

  * Additional Living Expenses

  * Natural Disaster Coverage

Life Insurance

  * Term Life

  * Whole Life

  * Universal Life

  * Variable Life

Health Insurance

  * Medical Coverage

  * Prescription Drug Coverage

  * Dental Insurance

  * Vision Insurance

  * Long-term Care Insurance

Disability Insurance

  * Short-term Disability

  * Long-term Disability

  * Workers' Compensation

Commercial Insurance

General Liability Insurance

  * Bodily Injury Coverage

  * Property Damage Coverage

  * Personal Injury Coverage

  * Advertising Injury Coverage

Commercial Property Insurance

  * Building Coverage

  * Business Personal Property

  * Business Interruption

  * Equipment Breakdown

Professional Liability Insurance

  * Errors and Omissions Insurance

  * Directors and Officers Insurance

  * Malpractice Insurance

Cyber Insurance

  * Data Breach Coverage

  * Cyber Liability

  * Business Interruption

  * Ransomware Protection

Workers Compensation Insurance

  * Employee Injury Coverage

  * Lost Wages

  * Medical Benefits

  * Death Benefits

Commercial Auto Insurance

  * Fleet Coverage

  * Non-owned Auto Liability

  * Hired Auto Coverage

Specialty Insurance

Marine Insurance

  * Hull Insurance

  * Cargo Insurance

  * Marine Liability

Aviation Insurance

  * Aircraft Hull

  * Passenger Liability

  * Airport Operations

Environmental Insurance

  * Pollution Liability

  * Environmental Impairment

  * Remediation Coverage

Event Insurance

  * Cancellation Coverage

  * Liability Protection

  * Property Coverage

Agricultural Insurance

  * Crop Insurance

  * Livestock Coverage

  * Farm Equipment

Entertainment Insurance

  * Film Production

  * Live Events

  * Sports Coverage

Risk Management Products

Reinsurance

  * Treaty Reinsurance

  * Facultative Reinsurance

Captive Insurance

  * Single Parent Captive

  * Group Captive

  * Cell Captive

Parametric Insurance

  * Weather Index

  * Natural Catastrophe

  * Agricultural Yield

Alternative Risk Transfer

  * Insurance-Linked Securities

  * Catastrophe Bonds

  * Weather Derivatives

Common Policy Features

* Insurance Coverage Limits

* Insurance Deductibles

* Insurance Exclusions

* Insurance Endorsements

* Insurance Premium Payment Terms

* Insurance Claims Process

* Insurance Renewal Terms

Regulatory Considerations

* State Insurance Requirements

* Federal Insurance Programs

* International Insurance Standards

* Insurance Licensing Requirements

* Insurance Reporting Obligations

* Insurance Consumer Protection Rules