Lexipedia - Process for the people

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# Insurance Categories

## Personal Insurance

* Auto Insurance

  * Liability Coverage

  * Collision Coverage

  * Comprehensive Coverage

  * Personal Injury Protection

  * Uninsured/Underinsured Motorist

* Homeowners Insurance / Renters Insurance

  * Dwelling Coverage

  * Personal Property

  * Liability Protection

  * Additional Living Expenses

  * Natural Disaster Coverage

* Life Insurance

  * Term Life

  * Whole Life

  * Universal Life

  * Variable Life

* Health Insurance

  * Medical Coverage

  * Prescription Drug Coverage

  * Dental Insurance

  * Vision Insurance

  * Long-term Care Insurance

* Disability Insurance

  * Short-term Disability

  * Long-term Disability

  * Workers' Compensation

## Commercial Insurance

* General Liability Insurance

  * Bodily Injury Coverage

  * Property Damage Coverage

  * Personal Injury Coverage

  * Advertising Injury Coverage

* Commercial Property Insurance

  * Building Coverage

  * Business Personal Property

  * Business Interruption

  * Equipment Breakdown

* Professional Liability Insurance

  * Errors and Omissions Insurance

  * Directors and Officers Insurance

  * Malpractice Insurance

* Cyber Insurance

  * Data Breach Coverage

  * Cyber Liability

  * Business Interruption

  * Ransomware Protection

* Workers Compensation Insurance

  * Employee Injury Coverage

  * Lost Wages

  * Medical Benefits

  * Death Benefits

* Commercial Auto Insurance

  * Fleet Coverage

  * Non-owned Auto Liability

  * Hired Auto Coverage

## Specialty Insurance

* Marine Insurance

  * Hull Insurance

  * Cargo Insurance

  * Marine Liability

* Aviation Insurance

  * Aircraft Hull

  * Passenger Liability

  * Airport Operations

* Environmental Insurance

  * Pollution Liability

  * Environmental Impairment

  * Remediation Coverage

* Event Insurance

  * Cancellation Coverage

  * Liability Protection

  * Property Coverage

* Agricultural Insurance

  * Crop Insurance

  * Livestock Coverage

  * Farm Equipment

* Entertainment Insurance

  * Film Production

  * Live Events

  * Sports Coverage

## Risk Management Products

* Reinsurance

  * Treaty Reinsurance

  * Facultative Reinsurance

* Captive Insurance

  * Single Parent Captive

  * Group Captive

  * Cell Captive

* Parametric Insurance

  * Weather Index

  * Natural Catastrophe

  * Agricultural Yield

* Alternative Risk Transfer

  * Insurance-Linked Securities

  * Catastrophe Bonds

  * Weather Derivatives

## Common Policy Features

* Insurance Coverage Limits

* Insurance Deductibles

* Insurance Exclusions

* Insurance Endorsements

* Insurance Premium Payment Terms

* Insurance Claims Process

* Insurance Renewal Terms

## Regulatory Considerations

* State Insurance Requirements

* Federal Insurance Programs

* International Insurance Standards

* Insurance Licensing Requirements

* Insurance Reporting Obligations

* Insurance Consumer Protection Rules