loans
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| loans [2024/11/01 15:53] – [Edit diagram] admin | loans [2024/11/05 19:10] (current) – [Small Business Administration (SBA) Loans] admin | ||
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| - | Links out to [[504 financing]] | + | ===== Traditional Business Loans ===== |
| + | |||
| + | ==== Commercial Bank Loans ==== | ||
| + | - Term Loans | ||
| + | - Fixed-rate structures | ||
| + | - Variable-rate structures | ||
| + | - Balloon payment options | ||
| + | - Process focus: Underwriting requirements, | ||
| + | - Commercial Lines of Credit | ||
| + | - Secured vs. unsecured | ||
| + | - Borrowing base calculations | ||
| + | - Process focus: Periodic review, collateral monitoring | ||
| + | - Equipment Financing | ||
| + | - Direct purchase loans | ||
| + | - Sale-leaseback arrangements | ||
| + | - Process focus: Asset valuation, depreciation handling | ||
| + | |||
| + | ==== Small Business Administration (SBA) Loans ==== | ||
| + | - SBA 7(a) Loans | ||
| + | - Standard 7(a) | ||
| + | - 7(a) Small Loan | ||
| + | - SBA Express | ||
| + | - Process focus: Application requirements, | ||
| + | - [[CDC/504 Loans]] | ||
| + | - Real estate acquisition | ||
| + | - Equipment financing | ||
| + | - Process focus: CDC coordination, | ||
| + | - Microloans | ||
| + | - Working capital | ||
| + | - Inventory purchase | ||
| + | - Process focus: Technical assistance requirements | ||
| + | |||
| + | ===== Alternative Lending Structures ===== | ||
| + | |||
| + | ==== Revenue-Based Financing ===== | ||
| + | - Percentage of Revenue Models | ||
| + | - Fixed percentage arrangements | ||
| + | - Variable percentage structures | ||
| + | - Process focus: Revenue verification, | ||
| + | - Merchant Cash Advances | ||
| + | - Credit card revenue based | ||
| + | - Platform revenue based | ||
| + | - Process focus: Payment integration, | ||
| + | |||
| + | ==== Asset-Based Lending ==== | ||
| + | - Inventory Financing | ||
| + | - Warehouse lending | ||
| + | - Floor plan financing | ||
| + | - Process focus: Inventory monitoring, valuation updates | ||
| + | - Accounts Receivable Financing | ||
| + | - Factoring arrangements | ||
| + | - Invoice financing | ||
| + | - Process focus: Debtor verification, | ||
| + | - Purchase Order Financing | ||
| + | - Pre-shipment financing | ||
| + | - Post-shipment financing | ||
| + | - Process focus: Supply chain verification, | ||
| + | |||
| + | ===== Emerging Financial Technologies ===== | ||
| + | |||
| + | ==== DeFi Lending ==== | ||
| + | - Collateralized Debt Positions | ||
| + | - Cryptocurrency-backed loans | ||
| + | - Smart contract governance | ||
| + | - Process focus: Collateral ratio monitoring, liquidation procedures | ||
| + | - Flash Loans | ||
| + | - Atomic transactions | ||
| + | - Arbitrage opportunities | ||
| + | - Process focus: Smart contract security, risk parameters | ||
| + | |||
| + | ==== Platform Lending ==== | ||
| + | - P2P Business Loans | ||
| + | - Direct lending platforms | ||
| + | - Marketplace arrangements | ||
| + | - Process focus: Platform integration, | ||
| + | - Embedded Finance Solutions | ||
| + | - E-commerce platform lending | ||
| + | - SaaS platform financing | ||
| + | - Process focus: API integration, | ||
| + | |||
| + | ===== Specialized Financing Structures ===== | ||
| + | |||
| + | ==== Project Finance ==== | ||
| + | - Infrastructure Loans | ||
| + | - Construction financing | ||
| + | - Operation financing | ||
| + | - Process focus: Project milestone monitoring, disbursement controls | ||
| + | - Energy Project Loans | ||
| + | - Renewable energy projects | ||
| + | - Traditional energy infrastructure | ||
| + | - Process focus: Performance metrics, regulatory compliance | ||
| + | |||
| + | ==== Real Estate Finance ==== | ||
| + | - Commercial Mortgages | ||
| + | - Owner-occupied properties | ||
| + | - Investment properties | ||
| + | - Process focus: Property valuation, tenant analysis | ||
| + | - Construction Loans | ||
| + | - Ground-up construction | ||
| + | - Renovation financing | ||
| + | - Process focus: Draw schedules, inspection requirements | ||
| + | |||
| + | ==== International Trade Finance ==== | ||
| + | - Export Financing | ||
| + | - Pre-export financing | ||
| + | - Post-shipment financing | ||
| + | - Process focus: Documentation requirements, | ||
| + | - Import Financing | ||
| + | - Letter of credit financing | ||
| + | - Documentary collections | ||
| + | - Process focus: Trade document verification, | ||
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loans.1730476407.txt.gz · Last modified: 2024/11/01 15:53 by admin