Lexipedia - Process for the people

- Term Loans

1. Fixed-rate structures
2. Variable-rate structures
3. Balloon payment options
4. Process focus: Underwriting requirements, covenant monitoring

- Commercial Lines of Credit

1. Secured vs. unsecured
2. Borrowing base calculations
3. Process focus: Periodic review, collateral monitoring

- Equipment Financing

1. Direct purchase loans
2. Sale-leaseback arrangements
3. Process focus: Asset valuation, depreciation handling

- SBA 7(a) Loans

1. Standard 7(a)
2. 7(a) Small Loan
3. SBA Express
4. Process focus: Application requirements, guarantee maintenance

- CDC/504 Loans

1. Real estate acquisition
2. Equipment financing
3. Process focus: CDC coordination, project validation

- Microloans

1. Working capital
2. Inventory purchase
3. Process focus: Technical assistance requirements

- Percentage of Revenue Models

1. Fixed percentage arrangements
2. Variable percentage structures
3. Process focus: Revenue verification, payment automation

- Merchant Cash Advances

1. Credit card revenue based
2. Platform revenue based
3. Process focus: Payment integration, risk monitoring

- Inventory Financing

1. Warehouse lending
2. Floor plan financing
3. Process focus: Inventory monitoring, valuation updates

- Accounts Receivable Financing

1. Factoring arrangements
2. Invoice financing
3. Process focus: Debtor verification, collection procedures

- Purchase Order Financing

1. Pre-shipment financing
2. Post-shipment financing
3. Process focus: Supply chain verification, milestone tracking

- Collateralized Debt Positions

1. Cryptocurrency-backed loans
2. Smart contract governance
3. Process focus: Collateral ratio monitoring, liquidation procedures

- Flash Loans

1. Atomic transactions
2. Arbitrage opportunities
3. Process focus: Smart contract security, risk parameters

- P2P Business Loans

1. Direct lending platforms
2. Marketplace arrangements
3. Process focus: Platform integration, investor matching

- Embedded Finance Solutions

1. E-commerce platform lending
2. SaaS platform financing
3. Process focus: API integration, automated underwriting

- Infrastructure Loans

1. Construction financing
2. Operation financing
3. Process focus: Project milestone monitoring, disbursement controls

- Energy Project Loans

1. Renewable energy projects
2. Traditional energy infrastructure
3. Process focus: Performance metrics, regulatory compliance

- Commercial Mortgages

1. Owner-occupied properties
2. Investment properties
3. Process focus: Property valuation, tenant analysis

- Construction Loans

1. Ground-up construction
2. Renovation financing
3. Process focus: Draw schedules, inspection requirements

- Export Financing

1. Pre-export financing
2. Post-shipment financing
3. Process focus: Documentation requirements, currency handling

- Import Financing

1. Letter of credit financing
2. Documentary collections
3. Process focus: Trade document verification, compliance checks