Differences

This shows you the differences between two versions of the page.

--- loans [2024/11/05 19:07] – admin
+++ loans [2024/11/05 19:10] (current) – [Small Business Administration (SBA) Loans] admin
@@ Line 1: / Line 1: @@
-# Traditional Business Loans
+===== Traditional Business Loans =====
-## Commercial Bank Loans
+==== Commercial Bank Loans ====
 - Term Loans
   - Fixed-rate structures
@@ Line 16: / Line 16: @@
   - Process focus: Asset valuation, depreciation handling
-## Small Business Administration (SBA) Loans
+==== Small Business Administration (SBA) Loans ====
 - SBA 7(a) Loans
   - Standard 7(a)
@@ Line 22: / Line 22: @@
   - SBA Express
   - Process focus: Application requirements, guarantee maintenance
-- CDC/504 Loans
+- [[CDC/504 Loans]]
   - Real estate acquisition
   - Equipment financing
@@ Line 31: / Line 31: @@
   - Process focus: Technical assistance requirements
-# Alternative Lending Structures
+===== Alternative Lending Structures =====
-## Revenue-Based Financing
+==== Revenue-Based Financing =====
 - Percentage of Revenue Models
   - Fixed percentage arrangements
@@ Line 43: / Line 43: @@
   - Process focus: Payment integration, risk monitoring
-## Asset-Based Lending
+==== Asset-Based Lending ====
 - Inventory Financing
   - Warehouse lending
@@ Line 57: / Line 57: @@
   - Process focus: Supply chain verification, milestone tracking
-## Emerging Financial Technologies
+===== Emerging Financial Technologies =====
-### DeFi Lending
+==== DeFi Lending ====
 - Collateralized Debt Positions
   - Cryptocurrency-backed loans
@@ Line 69: / Line 69: @@
   - Process focus: Smart contract security, risk parameters
-### Platform Lending
+==== Platform Lending ====
 - P2P Business Loans
   - Direct lending platforms
@@ Line 79: / Line 79: @@
   - Process focus: API integration, automated underwriting
-# Specialized Financing Structures
+===== Specialized Financing Structures =====
-## Project Finance
+==== Project Finance ====
 - Infrastructure Loans
   - Construction financing
@@ Line 91: / Line 91: @@
   - Process focus: Performance metrics, regulatory compliance
-## Real Estate Finance
+==== Real Estate Finance ====
 - Commercial Mortgages
   - Owner-occupied properties
@@ Line 101: / Line 101: @@
   - Process focus: Draw schedules, inspection requirements
-## International Trade Finance
+==== International Trade Finance ====
 - Export Financing
   - Pre-export financing
@@ Line 111: / Line 111: @@
   - Process focus: Trade document verification, compliance checks
-# Process Components for Each Loan Type
-## Documentation Requirements
-- Application processes
-- Due diligence checklists
-- Closing requirements
-- Monitoring procedures
-## Risk Assessment Frameworks
-- Credit analysis requirements
-- Collateral evaluation
-- Industry risk factors
-- Market condition impacts
-## Regulatory Compliance
-- Jurisdiction-specific requirements
-- Industry regulations
-- Reporting obligations
-- Disclosure requirements
-## Operational Workflows
-- Origination processes
-- Servicing requirements
-- Default management
-- Workout procedures
-# Implementation Considerations
-## Technology Integration
-- Core banking systems
-- Payment platforms
-- Monitoring tools
-- Reporting systems
-## Stakeholder Management
-- Borrower requirements
-- Lender obligations
-- Third-party roles
-- Regulatory oversight
-## Risk Mitigation Strategies
-- Insurance requirements
-- Covenant structures
-- Security arrangements
-- Monitoring frameworks